A trusted friend who happens to know finance.
Not a salesperson with a quota. Not a guru. Someone you'd call before making a big money decision — who audits what you already own, uses AI to do it smarter, and replies. Always.
I didn't grow up dreaming of selling insurance. I came to this work sideways — after NTU, watching people I loved make big money decisions with almost no information. A parent paying for a policy nobody could explain. A friend signing a home loan he didn't understand. None of them were careless. They were just never handed the full picture.
Eight years later, that's still the gap I close. The most useful thing I do in a first meeting is rarely "here's what you should buy." It's "here's what you already have, and here's what it's actually doing." Clarity first. Products last — if at all.
These days I bring AI into the boring, error-prone parts of the work, and as Academy Director at FT Academy I help train others to do the same. It hasn't made the advice less human. It's given me back the hours to be more human.
An AI-assisted financial review — human-led, machine-sharpened.
AI handles the heavy lifting so the thinking — and the relationship — stays human. Here's the exact workflow.
Audit
We lay out every policy, fund and loan you already own — no jargon, no judgement.
// what you already have
Analyse
AI models gaps, overlaps and fees across your stack in minutes, not weeks.
// ai surfaces the gaps
Advise
I translate the model into plain, objective options that fit your real life.
// human judgement, your call
Reply
Questions after? You hear back from me — always. That's the whole promise.
// i reply. always.
I show my own workings.
No other AIA advisor in Singapore does this publicly: every quarter I publish what I do with my own money — what I bought, why, and what the numbers say. If I won't show you my own portfolio, why would you trust me with yours?
The proof, plainly stated.
All content on this site is for educational and informational purposes only and does not constitute financial advice. Please conduct your own due diligence before making any financial decisions.
Start where I'd start — with what you already own.
Thirty minutes, no pitch. I'll audit your policies, funds and loans and answer every question.